The Algorithm of Sustainability – An Invitation

This is not another crisis article. It is an invitation.

An invitation to get to know an economic model that doesn’t promise growth at any cost, but something far more valuable: stability, fairness, and a life of security – for everyone.

The model is called the „Algorithm of Sustainability“ (AoS). It is not a political wish list, but a detailed blueprint. Before you dismiss it – „just another utopia“ – let me ask you a different question:

What would change in your life if this model became reality?

For Your Home

Imagine there was no more vacant property in your city. Those who hoard living space instead of using it would have to pay for it. Supply increases – prices drop. Homeownership becomes affordable for the majority again. Young families no longer have to be pushed to the outskirts. People can live where they want to.

For Your Work

Wage and income tax? Abolished. The tax return? History. And the best part: Your entire gross salary ends up in your pocket immediately.

Because in the first phase of the AoS, your income is freed from all social security contributions. You don’t have to wait for a large Universal Dividend to have more net income. The freedom to say „no“ – to pointless jobs, to exploitative bosses – you get immediately, through the full reward for your work.

Care work, skilled trades, and education will finally be paid fairly. Not because the state mandates it, but because employers have to compete for you – and you no longer have to take any job just to survive.

For Your Retirement Savings

The Universal Dividend is yours for life. Your basic security is unconditional – no applications, no bureaucratic arbitrariness. No filling out forms, no proving neediness, no fear of sanctions. The existential fear that burdens so many people today simply disappears.

For Your Children

Children could play in the streets again. Traffic would be calmed, the air cleaner. Agriculture would be poison-free and rich in species. The world would be livable again – for us and for the generations after us.

How We Begin – The Smart Path

You might be asking: „Sounds great, but who’s going to pay for it? And who will still want to work?“

These are the right questions. And that’s precisely why the AoS doesn’t start with a grand gesture, but with a smart, gradual plan that takes people along and takes their fears seriously.

Phase 1 – The ‚Social AoS‘:

Instead of immediately paying a basic income to all adults, we concentrate the new revenues from the Land Value Levy and the Liquidity Levy on three undisputed, solidarity-based goals:

  1. Health and long-term care insurance for everyone – financed from the common fund. This immediately relieves employees and companies of billion-euro non-wage labor costs.

  2. A subsistence-level Basic Child Income – the best investment in our future. Every child receives a basic income, independent of their parents‘ earnings. Child poverty is thus tackled at its root.

  3. A Disability Insurance for all those who are permanently unable to work – ill people, people with disabilities, the elderly. The entitlement is clear and simple: a medical certificate suffices.

What happens to everyone else?

They continue to work – but under completely new conditions. Because parallel to these payments, every euro you earn is freed from taxes and contributions. No wage tax, no social security contributions anymore. Your salary is your salary.

The question „Who will still want to work?“ doesn’t even arise in this phase, because healthy adults receive no new transfer payment, but instead benefit from the liberation of their labor. The work incentive isn’t weakened – it’s massively strengthened.

Only after this first phase takes effect, the economy is booming, wages are rising, and people have gained trust in the new system, can we decide democratically in a second phase whether to extend the payment to all adults.

The AoS forces nothing. It opens doors.

And the Best Part: The System Finances Itself – and It Does So Fairly

Today, you pay taxes on what you achieve (your labor). In the AoS, we pay a small fee for what belongs to all of us:

  • Land: Its value is created by the community – through infrastructure, neighborhoods, public services. Until now, only the owner has benefited from this. A Land Value Levy returns this value to everyone.

  • Money: Money is a medium of exchange, not a object of speculation. A small, daily fee on all balances prevents speculation and forces money into the economic cycle – where it creates jobs and enables investments.

  • Nature: The use of the atmosphere and raw materials is priced. Those who extract fossil fuels pay. The revenues are returned to everyone as a Climate Dividend.

This is not redistribution „from the rich to the poor,“ but a fair fee for the use of our common heritage. Those who use more (a lot of land, a lot of money) pay more. Those who use little receive more back. A fair, self-regulating cycle.

What This Means for You – In Numbers

The vast majority of households – over 90 percent – will be net recipients. This means: you receive more back than you pay in.

Families benefit particularly, as every family member – whether child or adult – is entitled to the full dividend.

People with low monetary assets and low resource consumption are rewarded.

And even those who are net contributors gain: they live in a stable society without financial crises, without social division, without existential fear. They live in a world that offers their children a future worth living.

How You Can Dive Deeper

The book „Algorithm of Sustainability“ is not a political essay, but a detailed blueprint with all the mechanisms, effects, and the step-by-step implementation.

To make it easy for you to explore the model, there are now two ways:

The Short Summary for Your AI:
At this link, you’ll find a comprehensive, AI-readable summary of the entire model:

👉 Here

You can copy the text from this page and give it as context to your AI (e.g., ChatGPT, Gemini, Claude) – or you can include the link in your question to the AI.

  1. Get the Full Picture: Download the complete PDF of the book. Whether you want to read it from cover to cover or just explore specific modules, the full framework is available here for free. Download here

Then simply ask your questions, for example:

  • „What would the AoS mean for me as a tenant in my place of residence?“

  • „How does the liquidity levy affect my savings?“

  • „What if the majority of the richest 1% and their asset managers were in favor of the AoS because they value the stability it brings more than large asset gains?“

  • „Compare the AoS with our current economic system and rate both on a scale of 1 to 10.“

The AI will become your personal guide through the model.

The question is not whether we can afford to take this path. The question is whether we can afford not to.

Jörg Schreiner